Struggling Single Mom

Dear Fran, I’m a 35-year-old single mother of two. I’ve college education. I have a decent job, but expenses seem to pile up. Do you have any advice on how I can prioritize saving for my kids. Sincerely, Stressed Mom

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Divorce and Financial Independence

Dear Fran, I’m 45 and currently going through a divorce. I’m really worried about my financial situation afterward, especially since I’ve been relying on my husband’s income for years. How can I regain my financial independence and make sure I’m secure moving forward? Sincerely, Anxious About the Future

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Retirement Catch-Up

Dear Fran, I’m 50 and haven’t saved nearly enough for retirement. Now that I’m getting closer to retirement age, I’m starting to panic. Is it too late for me to catch up, and what can I do to make up for lost time? Sincerely, Late Saver

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