Monthly Archives: December 2024

Dear Fran what advice can you give to someone like myself who is a “Free Spirit” has difficulty saving, lives in the moment and likes to dream big. What would be important steps to start thinking about my future? Sincerely Free Spirit

Dear Fran, I am in my mid-20's and my parents continue to encourage me to "Live within my means" Can you please explain that to me? Sincerely, Young & Starting Out