Free Spirit and Money

Dear Fran what advice can you give to someone like myself who is a “Free Spirit” has difficulty saving, lives in the moment and likes to dream big. What would be important steps to start thinking about my future? Sincerely Free Spirit

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Young & Starting Out

Dear Fran, I am in my mid-20's and my parents continue to encourage me to "Live within my means" Can you please explain that to me? Sincerely, Young & Starting Out

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Struggling Single Mom

Dear Fran, I’m a 35-year-old single mother of two. I’ve college education. I have a decent job, but expenses seem to pile up. Do you have any advice on how I can prioritize saving for my kids. Sincerely, Stressed Mom

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