Caring for Aging Parents

Dear Fran, I’m 55 and trying to juggle my job, my family and planning for my retirement while also caring for my aging parents. It’s becoming overwhelming, both emotionally and financially. How do I manage both responsibilities without sacrificing my own future? Sincerely, Sandwiched

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Managing an Inheritance

Dear Fran, I’m a 45-year-old single woman who recently inherited a large sum of money. I’m not sure what to do with it. I want to make wise investments and ensure a comfortable retirement. What are some good strategies for managing this windfall? Sincerely, Wealthy but Worried

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Spendthrift Husband

Dear Fran, My husband is a chronic over-spender. He’s always buying things he doesn’t need and incurring debt. I love him very much, but I am starting to feel insecure about our future. What advice do you have to broach the subject without causing an argument. Sincerely, Concerned Wife

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